We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Help with debt collectors

Hello

Hoping you can give me some advice regarding some debt collectors that are chasing me for unpaid council tax.

I have outstanding council tax due and finally after a long battle with the council involved, got the bill reduced due to my children being in further and higher education and not required to pay thus meaning that I was entitled to a 25% discount on the bill.

In the meantime, the council passed the debt on to Bristow and Suitor. I had them come out to my address whilst I was still disputing the bill and as a consequence the bill was increased by approximately £300.

I have now tried three times to set up a payment agreement with them and each time, they have said that they are not prepared to accept the amount. I have sat and done all my sums and there is absolutely no way that I can pay any more than I am offering. They are insisting on more than double the amount I can afford and I have no hope in hell of being able to get close to that figure.

Having read some older threads on this board, it appears that the amount of £300 additional fee is more than they are allowed to charge. Is this still the case, and is the acceptable fee still £42.50 or has it increased?

In addition, is it still an option for me to write to the head of the council asking for them to take back the debt and agree a payment plan with them instead of with these debt collectors?

Any advice that you can give me would be really gratefully received as I am losing sleep about this and have no idea what I can do to get this sorted out.

Comments

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.2K Reduce Debt & Boost Income
  • 455.1K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 603K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.