We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Free Childcare

2»

Comments

  • Cavouranth
    Cavouranth Posts: 5 Forumite
    First Post
    You mentioned salary sacrifice car payments, which if you are paying over £5k per year, you should be eligible yes already without having to put more in the pension pot.
  • sheramber
    sheramber Posts: 23,615 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    Cavouranth said:
    You mentioned salary sacrifice car payments, which if you are paying over £5k per year, you should be eligible yes already without having to put more in the pension pot.
    Not if the OP is quoting £105k as the taxable figure on his payslip, which will be after salary sacrifice. 
  • Pointers
    Pointers Posts: 64 Forumite
    Fifth Anniversary 10 Posts Combo Breaker
    Thanks everyone. 
  • gbjasut
    gbjasut Posts: 2 Newbie
    First Post
    Hi,

    I'm trying to work out my ANI and incredibly confused despite much internet searching...

    I have my salary of £80K plus car BIK of (lets say) £10K so £90K... but then:

    - I pay my pension contribution of £266.67 pcm before tax is deducted. This is matched by my employer but I do not see that on a payslip. 
    - I pay a contribution towards my company car of £163.09 pcm after tax is deducted. 

    A few other small items with dental and insurance cover also but using the simple example above, does any one know what my ANI is!!? 

    Please!
  • sheramber
    sheramber Posts: 23,615 Forumite
    Part of the Furniture 10,000 Posts I've been Money Tipped! Name Dropper
    gbjasut said:
    Hi,

    I'm trying to work out my ANI and incredibly confused despite much internet searching...

    I have my salary of £80K plus car BIK of (lets say) £10K so £90K... but then:

    - I pay my pension contribution of £266.67 pcm before tax is deducted. This is matched by my employer but I do not see that on a payslip. 
    - I pay a contribution towards my company car of £163.09 pcm after tax is deducted. 

    A few other small items with dental and insurance cover also but using the simple example above, does any one know what my ANI is!!? 

    Please!
    You might get an answer on the cutting tax forum
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture