Drafty line of credit

ManyWays

@sloankettering94 and @saving_88
Drafty are much like a payday lender dressed up as sort of credit card. If you have used them for more than a few months you may be able to win an affordability complaint and get interest refunded, and if you have used them for a long period your balance could be cleared and you may get a cash refund. This applies in a DMP or not.

saving_88

I tried the Affordability claim and they rejected it. Any tips on how to get the refund or try the claim again 

ManyWays

If the rejection was less than 6 months ago, send it to the Financial Ombudsman. 

Rob5342

ManyWays said:

If the rejection was less than 6 months ago, send it to the Financial Ombudsman. 

This is the next step as long as you are within yhe time limit. I've won about 6 affordability complaints, each one was rejected by the lender and then upheld by the FOS. 

saving_88

Claim was rejected in August. I done another claim too. FOS rejected it as its over 6 months.