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CCJ issued by County Court Business Centre...
julesannm25
Posts: 16 Forumite
I was trying to get driveway insurance today when buying a car, and was informed I have a CCJ???!!! i had zero idea about this. On investigation, I can see the amount I apparently owe, and the issuing court, which is now no longer operational. How on earth do I find out who this is from? I've exhausted all my search possibilities and coming up with nothing...
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What is driveway insurance? never heard of it.
What date was the judgement registered? it will detail it on your credit report.
Obviously you are not been chased for this debt, and it will disappear 6 years from the date of issue and become unenforceable after that.
These tend to be things like parking fines and things like that.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
Driveaway insurance is something Stoneacre Car sales offer - 5 days insurance until you get your own.sourcrates said:What is driveway insurance? never heard of it.
What date was the judgement registered?
The judgement was issued December 2021.
I'm aware of the 6 years but I want to know who it's from?0 -
Email the court, they should be able to tell you.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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I can’t find out which court it is! Apparently the issuing court is no longer operational.sourcrates said:Email the court, they should be able to tell you.0 -
CCBC is Northampton County Court.
https://www.find-court-tribunal.service.gov.uk/courts/civil-national-business-centre-cnbc
Having said that, they are overwhelmed and may not respond to your email. See what comes back.
Debt advisers are also having this problem and are finding their local court can access the same database if you can find someone helpful and ask very nicely.
It's a mess, and the root cause is the massive number of private parking claims.1
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