Advice please

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Hi all,
I'm just looking for some advice. I have Autism, depression and anxiety. Due to cost of living rises, and erratic and impulsive behaviour, I have found myself in some debt. I previously had a DMP with stepchange which worked well, and a family member ended up doing partial settlements for me to settle those. 

My current debts are:

Zopa Loan - £1738.96 (pre-loaded interest) 
HSBC credit card - £993.91 

Would you advise getting another DMP with stepchange? 

I have just submitted a medical write-off request with Zopa due to my health and the fact I may have to reduce my hours at work due to this, but if this isn't accepted, is it worth adding this to a DMP beforehand anyway? I literally will only have around £50 a month left if I paid the contractual payments. 

Thank you in advance x 
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