Small pensions moving pots?

Hi Everyone,  
Advice needed for low value pots, currently aged 56
currentl holdings
SIPP with Hargreaves lansdown cash held £17800 - am risk adverse! 
St James place £7568 invested
Nest £233 invested - 
Can anyone advise if it would be better to transfer the st James and nest products to Hargreaves Lansdown with investment window of 10 years or would that be pointless?
thanks in advance

Comments

  • Marcon
    Marcon Posts: 13,871 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Combo Breaker
    Hi Everyone,  
    Advice needed for low value pots, currently aged 56
    currentl holdings
    SIPP with Hargreaves lansdown cash held £17800 - am risk adverse! 
    St James place £7568 invested
    Nest £233 invested - 
    Can anyone advise if it would be better to transfer the st James and nest products to Hargreaves Lansdown with investment window of 10 years or would that be pointless?
    thanks in advance
    What are you trying to achieve by doing so?
    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
  • Hi Marcon
    i read on recent letter from SJP that I am being charged advice fees.ongoing? I have not received any advice and was not advised of this when product took out? Keep reading about SJP not great 
    the best product was taken out by employer on the last month of employment and being made redundant which was bizzarre
    was wondering if  it would just be easier in one place..?

  • xylophone
    xylophone Posts: 45,555 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have you found a new job and joined the workplace pension?

    Have you checked your state pension forecast?

    https://www.gov.uk/check-state-pension
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