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Baby Steps to a 10 year plan!

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Comments

  • Another £25 in flash sales made today so straight to the mortgage :) 
    mortgage amount as at March 24: £164,467
    mortgage end date as at March 24: Jan 2046

    2024 overpayments £769/£1000

    Daily interest rates: £8.16/£3.37


  • £12 off today to cover todays interest at least 
    mortgage amount as at March 24: £164,467
    mortgage end date as at March 24: Jan 2046

    2024 overpayments £769/£1000

    Daily interest rates: £8.16/£3.37


  • savingholmes
    savingholmes Posts: 29,235
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Forumite
    Well done on the OPs and good luck on your journey.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £165K Equity 38.88% 6/9/26
    2) £1.5K Net savings after CCs 29/8/26 (but owed £130) so £1.6K
    3) 47/82K @29/8/26 = 57.31% AVC Goal by mid 2028
  • Been a bit slack lately as life has just got in the way! 

    DH has made/is planning several large purchases recently which has brought this back to my mind so £500 overpayment made yesterday :) 

    i have a small account from a side business so whenever the balance reaches £1500 I will transfer £500 across and keep £1000 float 
    mortgage amount as at March 24: £164,467
    mortgage end date as at March 24: Jan 2046

    2024 overpayments £769/£1000

    Daily interest rates: £8.16/£3.37


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