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let house and mortgage

Hello,

I recently bought my 4 bed room house.

Currently me and my wife use one bedroom and other three are empty.

I start to think of letting one or two rooms out.

Will the mortgage company know my letting (my mortgage is not buy to let one) and if they knows, what will happen?

Thanks

Comments

  • Moorepart
    Moorepart Posts: 181 Forumite
    For insurance purpose to your house, you should let them know incase something seriously happens to your house
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Some mortgage companies require you to inform them before letting out a room.This is to minimise any problems should you default and they apply to reposess and the lodger argues that their rent went towards the mortgage.
    Eric
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