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Cheery's path to fulfilment - finishing the DIY, looking after myself, appreciating the garden 🌻
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Love punk. My home town produced so many greats. The Subject. The Skids. Big Country. & many more.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
That could be the name of your memoir - the Professor and the Punk 😘4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)6
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Most excellent.rtandon27 said:That could be the name of your memoir - the Professor and the Punk 😘I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Ha, that's an excellent name 😂 If I ever make it to professor, that is 🤭😂
Gosh it's been a long weekend so far 😬 Gig was alright, several people were a bit out of sorts, but I did manage to get an old school friend of Mr C's who lives abroad on a video call to have an impromptu live stream of the second half into his living room 😃 Very cheerful about that 😂 Then we went round to someone's house for a home made curry (at midnight) then back to stay at someone else's house by 2am.
Very pleased with myself for doing my planned yoga session on the floor of their spare room 😂 then a day of stopping and squabbling with Mr C, who know has a bad back (not BECAUSE of the squabbling, but certainly CONTRIBUTING to it 😬)
Tomorrow is another long one, although not such a late night. Fitting a carpet at my mother's - and she informed me an hour ago that the blades she bought don't fit the knife she owns. Hopefully that'll be easily solved without me having to traipse round the DIY shop (I would happily have picked some up earlier in the week but she assured me she was on the case!) Hey ho. Carpet, back home in time for band practice, and around 4 hours of driving in total.
Got to love a lazy Sunday 🙄😂11 -
Yawn, what a long day!
Yoga first thing, drove to mum's. Fortunately the blades she bought fit my Stanley knife (but not hers) so I've come home with the rest of the box (which had 100 in, so quite a few left!)
Band practice was uneventful, as was the journey thankfully, although there was a lot of rain on the way over.
Got home and rummaged in the freezer for something to defrost. Not much in there. Ended up with a container of curry and rice - but it's more than one portion, and Mr C won't have any, and I'm not reheating rice more than once, so the rest will go in the bin i'm afraid. Not too sad as it's FAR too spicy and doesn't actually taste very nice 😬 A lesson in not putting not-very-nice food in the freezer!
I don't usually freeze things in more than one portion for this very reason... but it was when we didn't have a fridge (or i would have just put it in the fridge...). Cant remember why I didn't separate, we must have been in a rush and I just threw it in the nearest container.
Anyway, never mind. It's served its purpose, in that I have had something wholesome, including some veg, to eat, but I'm not sad to wave goodbye to the rest, even if it is a bit of a waste 😬11 -
Well here we are in my rollercoaster of a last week of work. Managed to forget to bring my friend's birthday present with me this morning, despite it being on my list (which I didn't look at while packing last night so who knows what else I've forgotten).
Still, I did my 44 minutes of yoga this morning (the longest one this month). I contemplated swapping for a shorter one, but part of my problem is indecision overcomplicating things sometimes so I'm sticking with what's on the schedule. Could have done with a bit more sleep though.
Had a lovely work email this morning about a piece of work I finished recently and which is wending its way out in the world. Someone I don't know emailed to say it was 'b****y brilliant!' So that was nice! Less nice was a disappointing event this afternoon - not wholly to do with me but lots of feelings understandably flying about and lots of gentleness needed.
Anyway, we were meant to be going out for a celebratory lunch, but nobody felt like celebrating. But I do still need to eat, so I've found myself with a sandwich a cuppa in a cheerful place that isn't the office and I'm just going to stay here and decompress for a bit before heading to the office.
Definitely ready for a break now.8 -
Decompression sounds like a very sensible plan indeed if things are a bit gloomy. "b****y brilliant!" however is FAR more cheerful, and frankly, this close to Christmas, I'd say let's just focus on that and ignore the disappointing event, that it sounds as though you couldn't do anything to prevent being disappointing anyway!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her7 -
Well, today was a better day. Had a nice evening with my friend last night, and a good kip. Slept on her sofa bed and did yoga in front of her Christmas tree this morning 😊
A productive day at work, and some nice chats with people I don't see all that often. Lunch was provided, and snacks, and quite a few people left early. I couldn't see the remaining food go in the bin, so encouraged the other two left to pack up when they could, and then I salvaged what I could, which included an unopened gluten free cheese wrap, two pieces of rocky Road, and far too much melon and pineapple 😂 pineapples cut up and in the freezer - there's enough for several smoothies or maybe a really big pineapple upside down cake 😂😂 Melon and grapes are in the fridge with the wrap. Rocky road has been scoffed 😁
Met a friend i haven't seen for months for tea, which was lovely 😊 the place we chose wasn't half as busy as we thought, so we ended up just sitting there catching up for almost three hours.
Home finally, and I've mopped the floor and repacked my bags ready for tomorrow. Yawn!
Nothing financial to report. Spent £11.70 on food and drink with my friend, and topped up the car on the way home, and £8 parking in town so I could leave straight after tea (good plan, I didn't get home til 9.30 anyway so wouldn't have wanted to add another half hour of walking to that).
Back to work tomorrow. Staying with a different friend, so I'll park at hers in the morning and walk in. I have remembered to pack her Christmas present (an improvement on Monday) so all good. May end up with a food profit from tomorrow's event too, hopefully not quite so heavily skewed towards pineapple 😂😂 I'll be donating it to my friend if so 😂😂10 -
mopped the floor? - you feeling ok cheery?4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)6
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😂😂 it happens occasionally! When I came in Mr C had done a lot of tidying, but there was a bit of a funny smell - i don't know whether it was our rat friend or not but that's what I had in my head, so I gave the floor a good mop as a starting point. No idea whether that was it but afterwards all I could smell was the washing up liquid I'd used on the floor 😂rtandon27 said:mopped the floor? - you feeling ok cheery?
Pest control coming this morning 🙄 really mixed feelings about resorting to this as they'll be using poison, and I REALLY didn't want that to happen 😕 However we've now had 7 traps down (a mix of humame and kill) since the start of November and not caught a single rat, so at this point, needs must 😕 I am a tolerant woman, b mut 6 weeks of a rat in the house is quite enough, even for me!
Anyway, best get up for yoga and then get off to work. Meeting a friend for lunch, then staying with another friend overnight. It's a super sociable week!11
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