Do I qualify as First Time Buyer ?

Telecaster77

Hi. Idk if anyone can answer my doubt but here it goes:

I'm looking to buy my first house in the UK as I'm a British citizen now, but like 20 years ago, when I was still living in Spain as a Spanish citizen I bought a flat in Spain and then 4 years later I sold it. It was around 2008.

I moved to the UK in 2015.
Do I still qualify as a first-time buyer? 

kingstreet

For SDLT, HTB ISA etc no.

For a mortgage with eg Nationwide, yes.

Telecaster77

Thanks for your comment.

I don't know how they would manage to find that information if someone like me lied during the application and said that I never bought any properties before. Even for me is difficult to find a register of that property being sold to me with the Spanish authorities. 

DE_612183

Potentially they will not find out - but what if they do? Thanks Fraud.

How much do you stand to gain by being a FTB?

Telecaster77

DE_612183 said:

Potentially they will not find out - but what if they do? Thanks Fraud.

How much do you stand to gain by being a FTB?

Definitely couldn't live thinking I might be caught making false declarations. The property I'm looking to buy is around £250.000 so stamp duties etc will have low to no impact on my budget.