Still chasing me?

BlueJ94

Evening all, 

Two years ago i got into debt with 118 118 money, i owed them £1790. They then sent my account to IMS debt recovery, i asked this company would tbey accepy a F&F they agreed to 50% stating that "Jefferson Capital would accept 50% (£895) i paid this.

Last month i received an email from Resolvecall stating i owed £895 to Jefferson, ive spoken to Resolve and told them i agreed a F&F with the previous company who stated Jefferson would accept.

My thinking was if you pay a F&F that the debt would be part settlement and marked on your credif score. Where do i go from here because if my thinking is correct then i have no need to pay them?

fatbelly

Did you keep any paperwork confirming the deal?

BlueJ94

fatbelly said:

Did you keep any paperwork confirming the deal?

Ive kept all emails between myself and them 

elsien

If you want to preserve your anonymity, you might want to take your name off that screenshot.

BlueJ94

elsien said:

If you want to preserve your anonymity, you might want to take your name off that screenshot.

Done

fatbelly

Then you tell them that you have no remaining liability

sourcrates

You should always obtain written confirmation from the creditor that the offer they accept to settle the account will satisfy your liability for the debt, and that neither they, nor there agents will pursue the remaining balance.

If you don`t have that you leave yourself open to further collection activity.

BlueJ94

I emailed them, they confirmed all paid and that they hadn't allocated it from last time.