We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

looking ahead for remortgage

I am locked in till Jan 1 2006,but am beginning to think about remortgaging.I have a sub-prime with BM at 5.99% going to BBR+2.25%.All payments have been made on time.I `phoned BM today to ask what happens after the 2 yr fixed and they said they will contact me in about 4 months.Also registered with L&C who will contact me in 3 months.
If I`m right,I reckon fees for remortgaging will start to escalate so I am thinking of the BM lifetime tracker of BBR+0.65% so that I won`t need to find £500+ in fees every other xmas.Can anyone who has been in a similar position tell me if BM have put them onto their normal rates.
Some figs: mortgage 90k on property 130k.
Thanks for any replies.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.