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Contingent Spouse’s Pension

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  • LHW99
    LHW99 Posts: 5,260 Forumite
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    Have you asked the scheme (in writing) for an explanation of the difference?
  • rothers
    rothers Posts: 238 Forumite
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    LHW99 said:
    Have you asked the scheme (in writing) for an explanation of the difference?
    Not yet, I only got the documentation yesterday and XPS don’t really respond to emails, certainly not for a protracted length of time. I was hoping that someone would know on here. 
  • Marcon
    Marcon Posts: 14,568 Forumite
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    edited 28 February 2024 at 3:28PM
    rothers said:
    LHW99 said:
    Have you asked the scheme (in writing) for an explanation of the difference?
    Not yet, I only got the documentation yesterday and XPS don’t really respond to emails, certainly not for a protracted length of time. I was hoping that someone would know on here. 
    Do the numbers you've got equate to your pension being paid at the full rate for the first 13 weeks after your death, and then the spouse's pension at 'their' rate kicks in?
    Googling on your question might have been both quicker and easier, if you're only after simple facts rather than opinions!  
  • xylophone
    xylophone Posts: 45,635 Forumite
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    https://narpo.org/survivor-pensions-information/

    A widow or widower is the person to whom an officer was legally married when he or she died. A surviving civil partner is the person with whom an officer had formed a civil partnership when he or she died.

    A former spouse or civil partner is not eligible to receive an adult survivor’s pension.

    The benefits available to widows and widowers including rights to ordinary, special, augmented and accrued pensions and the 13 week increase, are paid in the same way to civil partners, except that the entitlement only applies to service completed after 5 April 1988.

    A widow’s ordinary pension is calculated on the uncommuted amount of the Police Pension under Schedule C of the Regulations


    I imagine that the widow's ordinary pension is what is described as the contingent pension?



  • rothers
    rothers Posts: 238 Forumite
    Part of the Furniture 100 Posts Name Dropper
    My pension is £23k and the contingent pension is just over £8k whereas the other one is £11,500. I think that her pension will be the £11,500 one but I’m not sure what the contingent one refers to. 
  • xylophone
    xylophone Posts: 45,635 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    https://narpo.org/survivor-pensions-information/

    Further down in the linked document it does state

    Amount of Entitlement 

    A pension for a widow, widower or surviving civil partner, normally of half of the officer’s pension entitlement.


    Guide here

    https://assets.publishing.service.gov.uk/media/5a82f30940f0b62305b952ec/PPS_Members__Guide.pdf


    Is it possible that £8000 is equal to 13 weeks of the pension you would receive if you did not commute?
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