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Letter before claim - help wanted
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This discussion was created from comments split from: DMP mutual support thread part 13 !!.
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Hi All,
Appreciate some help with this letter, should I get in touch? As it’s for such a large amount and they mention it’s been defaulted on the 31/1/2024. They have send an I&E so I guess I’m now best to fill this in and set up a plan?
Thanks
Waiting for defaults to start self managed DMP0 -
@restofmylife
You have posted in the wrong forum, it wants to be in the general DFW forum, not this thread, I have asked for it to be moved.
But FYI, its what it says it is, a letter before claim, and you should respond within 30 days.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter1 -
Thanks so much, I will do that.sourcrates said:@restofmylife
You have posted in the wrong forum, it wants to be in the general DFW forum, not this thread, I have asked for it to be moved.
But FYI, its what it says it is, a letter before claim, and you should respond within 30 days.Waiting for defaults to start self managed DMP0 -
Hang on.
This is an opportunity to get info from them. Do you agree that you owe what they say?
Please see this guide
https://debtcamel.co.uk/letter-before-claim-ccj/
I suggest ticking Box C ( this doesn't commit you) and asking for all the info you can think of on Box I
I notice they are saying they may issue a statutory demand. Are you a home owner and do you have other debts?
This seems a very large loan for a credit union, and are they saying that the first missed payment was 4 weeks ago?
Also
ARE THE PEOPLE WHO HAVE SENT YOU THIS THE OWNERS OF THE DEBT?0
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