Letter before claim - help wanted

System

This discussion was created from comments split from: DMP mutual support thread part 13 !!.

restofmylife

Hi All,

Appreciate some help with this letter, should I get in touch? As it’s for such a large amount and they mention it’s been defaulted on the 31/1/2024. They have send an I&E so I guess I’m now best to fill this in and set up a plan?

 Thanks 

sourcrates

@restofmylife

You have posted in the wrong forum, it wants to be in the general DFW forum, not this thread, I have asked for it to be moved.

But FYI, its what it says it is, a letter before claim, and you should respond within 30 days.

restofmylife

sourcrates said:

@restofmylife

You have posted in the wrong forum, it wants to be in the general DFW forum, not this thread, I have asked for it to be moved.

But FYI, its what it says it is, a letter before claim, and you should respond within 30 days.

Thanks so much, I will do that.

fatbelly

Hang on.

This is an opportunity to get info from them. Do you agree that you owe what they say?

Please see this guide

https://debtcamel.co.uk/letter-before-claim-ccj/

I suggest ticking Box C ( this doesn't commit you) and asking for all the info you can think of on Box I

I notice they are saying they may issue a statutory demand. Are you a home owner and do you have other debts?

This seems a very large loan for a credit union, and are they saying that the first missed payment was 4 weeks ago?

Also

ARE THE PEOPLE WHO HAVE SENT YOU THIS THE OWNERS OF THE DEBT?