Old CCJ

tallyhoh

Hi,

Can anyone help?

my friend had a CCJ in 2001 with capital bank for £2.60 a month which she was paying over at £7.58 a month for a long time. For some reason it was passed to LINK in 2006 who recently tried to set up a direct debit without her authority for £34 a month?? She blocked it with the bank. 

LINK have never mentioned the court order, I don't think they know it exists & it was passed to them in error.

Should she just continue to pay them the original court order of £2.60 or even tell them there is a court order? balance outstanding is about £650

Thank you

fatbelly

Quite possibly they do not know about the ccj. I wouldn't tell them but it's a superb defence if they try a second claim.

If the court ordered payment at £2.60 per month then that's what you pay.

If they want a different amount they have to go through the court

tallyhoh

fatbelly said:

Quite possibly they do not know about the ccj. I wouldn't tell them but it's a superb defence if they try a second claim.

If the court ordered payment at £2.60 per month then that's what you pay.

If they want a different amount they have to go through the court

Thank you, good advice. I was shocked that they tried to do a direct debit for £34!