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JBSP mortgage query

crex Posts: 26 Forumite

21 February 2024 at 6:39PM in Mortgages & endowments

I understand that you can't use the Help to Buy scheme / equity loan with a JBSP mortgage. What about a Help to Buy ISA or Lifetime ISA?
A second question, if the answer to the above is Yes - if one of the joint borrowers doesn't use their Isa for the deposit, is it still available for that person to use for a deposit in the future, or would they no longer be eligible if no longer classed as a FTB?
Thanks

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JBSP mortgage query

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