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Pension performance qeary

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  • Hoenir
    Hoenir Posts: 7,742 Forumite
    1,000 Posts First Anniversary Name Dropper
    Bonds have performed poorly this last two years and have only recently started to come back.  Equities had a cracking November and December after a torid October and in my case gained almost 15% in two months.  Unfortunately, many funds apply a "lifestyle" on older workers' funds into "safe" funds that contain bonds that have tanked.  I counsel turning lifestyling off.
    Understand your sentiment fully. Easy to get to drawn into the FOMO mindset. All market cycles eventually hit the buffers. Remaining diversified might be boring but the tortoise eventually beat the hare in the race. 
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