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TM Legal Services

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Hi, 

I’ve received two emails from TM Legal service stating there is a CCJ against my name for a debt from someone called The Lending stream.

i have no outstanding debts other than my mortgage, I have checked the register and have no CCJ’s. Any small loans I had were well over 20 years ago and were paid off within a year of having them.

i don’t understand where this has come from or what I should do? Should I contact TM Legal? I am worried they will see that as acknowledgment of a debt and pursue, or shall I ignore?

Thank you 

Comments

  • Grumpelstiltskin
    Grumpelstiltskin Posts: 5,494 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 20 February 2024 at 1:24PM
    If you Google TM Legal Services scam you will see they are well known for this.

    Personally I would ignore them at the moment.
    If you go down to the woods today you better not go alone.
  • sparks_2023
    sparks_2023 Posts: 186 Forumite
    100 Posts Name Dropper First Anniversary
    edited 20 February 2024 at 1:49PM
    Lending Stream is a Pay Day Loan company which may now have switched into short term loan lending to avoid the Pay Day Loan rules. They haven't changed their name over the many years they have been sucking blood.

    You'll know if you used them or if this is pure fantasy.
    Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.

    Legacy Default dates :
    Mr Lender - 31/10/2022
    Fund Ourselves - 22/12/2022
    Bamboo - 30/3/2023
    Likely Loans - 14/4/2023
  • fatbelly
    fatbelly Posts: 22,996 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    General rule is never respond to an email like this.

    If you receive a letter, you can reply with a prove-it
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