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Low LTV mortgage valuation - desktop?
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dander
Posts: 1,824 Forumite
Anyone know what I can expect for my mortgage valuation? I've applied with Halifax for a 35% LTV mortgage - not a remortgage, buying a new place. Do they generally book a viewing for valuing this type of deal, or would it be more likely to be done desktop or a quick drive-by? I know when I've remortgaged at low LTV before, the valuation has been very token.
Just asking to manage my expectations on timescales - there are tenants in the property at the moment, so there could be some sensitivities on access.
Just asking to manage my expectations on timescales - there are tenants in the property at the moment, so there could be some sensitivities on access.
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It will depend on the lender, they will each have their own process"You've been reading SOS when it's just your clock reading 5:05 "0
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Any certainty that the tenants will vacate?0
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Just updating in case anyone else wondered this. Heard today mortgage is all agreed so unless they dashed round in super-quick time and no-one mentioned it to me it must have been desktop. All good. :-)0
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How new is the property?0
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