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EPC F and Mortgage
Cariad71
Posts: 263 Forumite
Hi- my daughter has put an offer in on a property with an EPC of F. Will she be restricted on getting a mortgage because of their poor rating. It’s a gorgeous house but has no central heating (the neighbours do so it shouldn’t be a problem). Thanks
Starting balance £173,000 (Sept 2012) interest only so if we do nothing We will owe this at the end of the term😁😁
Balance as of Sept 2014 £165,803
Balance as of Feb 2015 £163,360
Balance end of July 2015 £159,050
Balance as of Jan 2017.... £138,033:j
Balance as of Sept 2014 £165,803
Balance as of Feb 2015 £163,360
Balance end of July 2015 £159,050
Balance as of Jan 2017.... £138,033:j
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Comments
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No. If it were a BTL it might be a problem but residential should be fine - although it will be subject to valuers comments.
I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.1 -
Phew, thanks! Her and her partner are so excited!Starting balance £173,000 (Sept 2012) interest only so if we do nothing We will owe this at the end of the term😁😁
Balance as of Sept 2014 £165,803
Balance as of Feb 2015 £163,360
Balance end of July 2015 £159,050
Balance as of Jan 2017.... £138,033:j0 -
Good! It would be worrying if they were not haha.
I love it when we get first time buyers, I remember buying my first home so I still get that buzz when I get first time buyers. Its a lot nicer telling them they have a mortgage offer than a landlord who has 10 houses and its just business.
I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Do you mean less😜? They know it’ll affect their bills so they’re planning on putting in a combi boiler and central heating as well as insulating the loft. 😊Starting balance £173,000 (Sept 2012) interest only so if we do nothing We will owe this at the end of the term😁😁
Balance as of Sept 2014 £165,803
Balance as of Feb 2015 £163,360
Balance end of July 2015 £159,050
Balance as of Jan 2017.... £138,033:j0 -
My semi detached purchase was a E. Don't think they care.1
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