Halifax Mortgage Application Help

Hstar123

Hi (apologies, also posted on another thread just in case)

Just after some help if possible. So, my broker has applied to Halifax for 80% LTV. On my application, I am employed earning £75k per annum, which is accurate. The company I am working for I was, until 31/03/2023 a 20% shareholder and director. That ceased and then I went full time PAYE. 

The DIP went through and so proceeded to full app. 

Halifax have come back wanted bank statements and payslips for March 23, August 23 and December 2023. 

My March payslip was nominal. August, payslip was correct but payment into account was c. £2,500 higher as between April and November, I was receiving additional income (not included in the basic paye of £75k) as this was technically money owed to me from previous years. December payslip and bank statement correct to the penny. 

my p60 for 21/22 and 22/23 are also lower than the current salary I am on. As are the sa302s. 

My broker is going to explain all the above to Halifax but would appreciate some views on how this could go. 

Many thanks