Child Accesses Mothers Pension After Her Death

Neutrino22

xylophone said:

OP, is it possible that your late wife nominated the person to whom you refer as the recipient of the death grant?

Thanks for your thorough reply. Yes, it is entirely possible that another party was nominated (a family member). If that is the case, would the pensions team share that information with me? For instance, would they let me know that they are acting on behalf of a third party?

I received my portion of the pension recently, including a back payment, but I am still waiting for a reply from the draft letter.

Silvertabby

Neutrino22 said:

xylophone said:

OP, is it possible that your late wife nominated the person to whom you refer as the recipient of the death grant?

Thanks for your thorough reply. Yes, it is entirely possible that another party was nominated (a family member). If that is the case, would the pensions team share that information with me? For instance, would they let me know that they are acting on behalf of a third party?

I received my portion of the pension recently, including a back payment, but I am still waiting for a reply from the draft letter.

If a nomination in favour of a. n. other predated your marriage, then it would be normal procedure for the trustees to overrule the nomination form in favour of the spouse/children.  

xylophone

If a nomination in favour of a. n. other predated your marriage, then it would be normal procedure for the trustees to overrule the nomination form in favour of the spouse/children.  

The OP did say

A person has come forward and informally claimed that they worked together with my wife such that that person would take full control of the pension. They claim to have taken the lump sum, and divided up the remainder between myself and my son. I don't consider the person to be reliable on numerous levels, and so I have my doubts.

This does rather have the flavour of post marriage discussions between a person well known to the deceased (the family member to whom OP refers above)?

Silvertabby would know how it works but in this scenario, the late spouse could have provided details of why she would prefer the relative to receive the death grant rather than her husband and child?

I think that there must have been some misunderstanding about this person "taking full control" of the pension.

The control of where to pay the pension and death grant would lie with the Trustees who themselves would be bound by the rules of the Scheme.

xylophone

Apropos of the OP's question in his latest post, I seem to recall another relatively recent thread where it appeared that the adult offspring of a deceased person had not been nominated to receive death benefits they knew would be payable but could not obtain any details of the beneficiaries from the  Administrators because of data protection/privacy regulations.

Silvertabby

xylophone said:

If a nomination in favour of a. n. other predated your marriage, then it would be normal procedure for the trustees to overrule the nomination form in favour of the spouse/children.  

The OP did say

A person has come forward and informally claimed that they worked together with my wife such that that person would take full control of the pension. They claim to have taken the lump sum, and divided up the remainder between myself and my son. I don't consider the person to be reliable on numerous levels, and so I have my doubts.

This does rather have the flavour of post marriage discussions between a person well known to the deceased (the family member to whom OP refers above)?

Silvertabby would know how it works but in this scenario, the late spouse could have provided details of why she would prefer the relative to receive the death grant rather than her husband and child?

I think that there must have been some misunderstanding about this person "taking full control" of the pension.

The control of where to pay the pension and death grant would lie with the Trustees who themselves would be bound by the rules of the Scheme.

Theoretically possible, but never known it to happen.  Can't think of any reason why OP's wife would have nominated someone other than her spouse and/or special needs child to receive a death benefit lump sum.

xylophone

Theoretically possible, but never known it to happen.  Can't think of any reason why OP's wife would have nominated someone other than her spouse and/or special needs child to receive a death benefit lump sum.

The phrase "worked with"....  I suppose one could imagine a degree of persuasion?

A relative claiming to be "in need" or "would be there if little David  ever wanted anything and would have this little extra tucked away" or Mary dear, you know how much I did for you when........and only fair etc.....

Perhaps I've been watching too many old films!

Marcon

I'm not sure speculation/discussion is helpful to the newly bereaved OP. Possibly wait until he posts again (if he wishes to do so) after receiving a full reply from the scheme?

Easyjet77

ophone said:

Theoretically possible, but never known it to happen.  Can't think of any reason why OP's wife would have nominated someone other than her spouse and/or special needs child to receive a death benefit lump sum.

The phrase "worked with"....  I suppose one could imagine a degree of persuasion?

A relative claiming to be "in need" or "would be there if little David  ever wanted anything and would have this little extra tucked away" or Mary dear, you know how much I did for you when........and only fair etc.....

Perhaps I've been watching too many old films!

Xylophone,  I  fully respect and admire the fantastic contributions  and help you provide on this forum. You are indeed a very helpful and knowledgeable poster. However in this case I don't think you can really speculate and wildly guess  any of the above scenarios,  particularly  with little or no family information forthcoming.  Regards

xylophone

Point taken!

Pure speculation on an imaginary scenario.

Neutrino22

Silvertabby said:

Neutrino22 said:

xylophone said:

OP, is it possible that your late wife nominated the person to whom you refer as the recipient of the death grant?

Thanks for your thorough reply. Yes, it is entirely possible that another party was nominated (a family member). If that is the case, would the pensions team share that information with me? For instance, would they let me know that they are acting on behalf of a third party?

I received my portion of the pension recently, including a back payment, but I am still waiting for a reply from the draft letter.

If a nomination in favour of a. n. other predated your marriage, then it would be normal procedure for the trustees to overrule the nomination form in favour of the spouse/children.  

Ok. So I'll need to find the date that the nomination was made, before I had grounds to contest the nomination. Is that what you're saying here?

And is a Nomination and a Beneficiary the same thing?