After how many missed payments did your creditors default you?

Just curious?..Barclaycard issued me with a default as soon as I had missed 3 payments. I have missed 4 payments with Tesco Bank, MBNA and Virgin so far, they haven’t yet defaulted. 

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  • Floss
    Floss Posts: 8,101
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    NatWest, First Direct, NewDay, Tesco, MBNA & Virgin were around 6 months from when I stopped paying in September 2022.
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  • Rob5342
    Rob5342 Posts: 1,325
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    I went straight onto a DMP,. Barclaycard and Tesco defaulted me after 3 and 4 DMP. payments, and MBNA after a year of DMP payments. Virgin were unbelievably difficult and only defaulted after a year of DMP payments and 16 months of no payments. I got very fed up with them and made a complaint about them not defaulting me, they rejected that but they did default me just afterwards..I don't know if it was related to the complaint or not 
  • sparks_2023
    sparks_2023 Posts: 156
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    edited 8 February at 9:22PM
    Mr Lender was lightning quick. Fund Ourselves, Bamboo and Likely Loans perhaps about 3-6 months.
    Debt List ( 15 / 02 / 2024 ) :

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    Legacy Default dates :
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