We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
After how many missed payments did your creditors default you?
freshstart2023
Posts: 144 Forumite
Just curious?..Barclaycard issued me with a default as soon as I had missed 3 payments. I have missed 4 payments with Tesco Bank, MBNA and Virgin so far, they haven’t yet defaulted.
0
Comments
-
NatWest, First Direct, NewDay, Tesco, MBNA & Virgin were around 6 months from when I stopped paying in September 2022.2021 Decluttering Awards: ⭐⭐🥇🥇🥇🥇🥇🥇 2022 Decluttering Awards: 🥇
2023 Decluttering Awards: 🥇 🏅🏅🥇
2024 Decluttering Awards: 🥇⭐
2025 Decluttering Awards: ⭐⭐1 -
I went straight onto a DMP,. Barclaycard and Tesco defaulted me after 3 and 4 DMP. payments, and MBNA after a year of DMP payments. Virgin were unbelievably difficult and only defaulted after a year of DMP payments and 16 months of no payments. I got very fed up with them and made a complaint about them not defaulting me, they rejected that but they did default me just afterwards..I don't know if it was related to the complaint or not1
-
Mr Lender was lightning quick. Fund Ourselves, Bamboo and Likely Loans perhaps about 3-6 months.Leap Day 2024 - the day of freedom. The day my pernicious debts finally died.
Legacy Default dates :
Mr Lender - 31/10/2022
Fund Ourselves - 22/12/2022
Bamboo - 30/3/2023
Likely Loans - 14/4/20231
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.6K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.4K Spending & Discounts
- 243.6K Work, Benefits & Business
- 598.3K Mortgages, Homes & Bills
- 176.8K Life & Family
- 256.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards