We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Should I Transfer My Old Pension

2»

Comments

  • xylophone
    xylophone Posts: 45,930 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you want a wider fund choice and are content to DIY, you could consider transferring the old plans to a SIPP and transferring NEST to the SIPP when you retire?
  • cloud_dog
    cloud_dog Posts: 6,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 10 February 2024 at 11:20AM
    DavidAC said:
    I requested  to transfer all my Aviva UK Equity to Aviva Managed yesterday, but that hasn't  been good either. I have a 0.55% discount with SL to about 0.45%. Aviva are refunding management charges through extra fund injection. NEST according to fund tables has done better over just about every time period. Don't like their post retirement options though.

    Chart Tool | Trustnet


    Thanks all who have commented.
    Don't confuse using the right provider for you during your accumulation phase with using the right provider for you during your decumulation phase.  Life is rarely all or nothing.
    Personal Responsibility - Sad but True :D

    Sometimes.... I am like a dog with a bone
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 247K Work, Benefits & Business
  • 603.6K Mortgages, Homes & Bills
  • 178.3K Life & Family
  • 261.1K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.