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Tmobile account 2006
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Blimpy2012
Posts: 1 Newbie
I have a debtor chasing me for £400 Tmobile phone from
2006 I cannot recall this debt its so long ago.
Please advise can they take me to court or any action if I dont pay? Thanks
2006 I cannot recall this debt its so long ago.
Please advise can they take me to court or any action if I dont pay? Thanks
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Comments
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If you haven't accept at any point that this is your debt then as it's exceeded the 6 years I believe they have no right to expect you to pay. Have you phoned them at all or written to them either by email or post? What has been done by which method has different consequences.
Who is chasing you? If you haven't admitted anything at all and they are writing to you, I would suggest you write back and asked them to prove you owe the money.
Presumably you've checked your credit record to see if anything is on there.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
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The debt is statute barred and cannot be enforced unless the creditor can prove that they have actively been trying to trace you for said debt this whole time and you attempted to thwart such activities.
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We've moved this to a different boardOfficial MSE Forum Team member. Please use the 'report' button to alert us to problem posts, or email forumteam@moneysavingexpert.com0
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Who is this "creditor" chasing you for money, I assume you mean a debt collector?
We have a "provit letter" you can send in response to this, you can find it in the stickie section of this forum.
Send it and see what response you get.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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