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Virgin credit card defaulted sold to Capquest Advice
Comments
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So they are saying they will send the formal preaction letter after 28/2.
So this is like a pre-preaction letter?
The one you're looking out for is the one I think I gave a link to earlier
Sorry, it was on a different thread
https://debtcamel.co.uk/letter-before-claim-ccj/
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Sly72 said:
Tactics? solictior letter received today, if i dont resposned by 28.02.24 letter of claim will issued. Following advice on here CCJ action rare? well thats 2 now.Rob5342 said:That's typical debt collector tactics, wording things to try and make people imagine the worst.
There are tactics involved, if they are so sure they have a case then why send two letters saying what they are going to do instead of just doing it? Keep an eye out the an actual letter of clam, and if you get one respond asking for the information mentioned on Debt Camel.
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I interpret this a bit differently.Sly72 said:
Tactics? solictior letter received today, if i dont resposned by 28.02.24 letter of claim will issued. Following advice on here CCJ action rare? well thats 2 now.Rob5342 said:That's typical debt collector tactics, wording things to try and make people imagine the worst.
Some solicitors are not entirely up to speed on the requirement to send the standard pre-action letter, with the 30 day response time, and instead still send the old fashioned threatogram style letter, this is what I believe you have received.
Can you tell us word for word the contents of this letter, as they are saying they will escalate to a claim after 28/2.
What, exactly have they sent you @Sly72 ?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
Have spoken with Drydens Solicitors them sent evidance to show its unenfoceable, so they have refered back to capquest.sourcrates said:
I interpret this a bit differently.Sly72 said:
Tactics? solictior letter received today, if i dont resposned by 28.02.24 letter of claim will issued. Following advice on here CCJ action rare? well thats 2 now.Rob5342 said:That's typical debt collector tactics, wording things to try and make people imagine the worst.
Some solicitors are not entirely up to speed on the requirement to send the standard pre-action letter, with the 30 day response time, and instead still send the old fashioned threatogram style letter, this is what I believe you have received.
Can you tell us word for word the contents of this letter, as they are saying they will escalate to a claim after 28/2.
What, exactly have they sent you @Sly72 ?I have Dyslexia which is a learning difficulty that primarily affects the skills involved in accurate and fluent word reading and spelling so some post may not make sense.0
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