We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
We're aware that dates on the Forum are not currently showing correctly. Please bear with us while we get this fixed, and see Site feedback for updates.

Porting to property with annexe

Hello,

looking to purchase a property with annexe ( would be considered separate dwelling) but porting mortgage (been with Barclays nearly 10 years), a brief chat with mortgage advisor on phone suggested they wouldn’t even visit property but do an AVM. 

So my question is how closely will they look at purchase ? Will they find out it has an annexe ? And would this affect our porting?

we have no plans to rent/let out annexe but plan to incorporate it back into family home. 

Any answers or comments appreciated, many thanks 

Comments

  • ACG
    ACG Posts: 24,253 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    There is nothing published. 
    You can either check upfront or apply and keep your fingers crossed. 

    But if anything crops up at the legal stage, the solicitor will/should inform the lender. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 348.4K Banking & Borrowing
  • 252.2K Reduce Debt & Boost Income
  • 452.5K Spending & Discounts
  • 241K Work, Benefits & Business
  • 617.4K Mortgages, Homes & Bills
  • 175.7K Life & Family
  • 254.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.