Porting to property with annexe

Hello,

looking to purchase a property with annexe ( would be considered separate dwelling) but porting mortgage (been with Barclays nearly 10 years), a brief chat with mortgage advisor on phone suggested they wouldn’t even visit property but do an AVM. 

So my question is how closely will they look at purchase ? Will they find out it has an annexe ? And would this affect our porting?

we have no plans to rent/let out annexe but plan to incorporate it back into family home. 

Any answers or comments appreciated, many thanks 

Comments

  • ACG
    ACG Posts: 23,622
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    There is nothing published. 
    You can either check upfront or apply and keep your fingers crossed. 

    But if anything crops up at the legal stage, the solicitor will/should inform the lender. 
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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