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Porting to property with annexe

Play_fair84
Posts: 26 Forumite

Hello,
looking to purchase a property with annexe ( would be considered separate dwelling) but porting mortgage (been with Barclays nearly 10 years), a brief chat with mortgage advisor on phone suggested they wouldn’t even visit property but do an AVM.
looking to purchase a property with annexe ( would be considered separate dwelling) but porting mortgage (been with Barclays nearly 10 years), a brief chat with mortgage advisor on phone suggested they wouldn’t even visit property but do an AVM.
So my question is how closely will they look at purchase ? Will they find out it has an annexe ? And would this affect our porting?
we have no plans to rent/let out annexe but plan to incorporate it back into family home.
we have no plans to rent/let out annexe but plan to incorporate it back into family home.
Any answers or comments appreciated, many thanks
0
Comments
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There is nothing published.
You can either check upfront or apply and keep your fingers crossed.
But if anything crops up at the legal stage, the solicitor will/should inform the lender.I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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