We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Letter from Lowell
ConfusedDotCom
Posts: 21 Forumite
I left the UK in late 2012/2013 and now live abroad.
I have one bank account remaining in the UK and have used a friend's address for this.
My friend received a letter today, addressed to me, from Lowell claming that I have an outstanding debt of £113.59 with Orange and threatening to continue to contact me "by letter, email and phone" and stating that they may pass the account to a "third party debt collection company".
I haven't had an account/phone with Orange since (at the very latest) early 2013 and I am pretty certain that I closed all accounts that I had when I left the UK and paid any outstanding balances.
On one hand, I no longer live there, am sure I don't actually have this debt and am inclined to just ignore them.
On the other hand, I don't want my friend to keep receiving calls or possibly end up with debt collectors at their door.
What is the best/correct way to proceed here?
Thanks!
I have one bank account remaining in the UK and have used a friend's address for this.
My friend received a letter today, addressed to me, from Lowell claming that I have an outstanding debt of £113.59 with Orange and threatening to continue to contact me "by letter, email and phone" and stating that they may pass the account to a "third party debt collection company".
I haven't had an account/phone with Orange since (at the very latest) early 2013 and I am pretty certain that I closed all accounts that I had when I left the UK and paid any outstanding balances.
On one hand, I no longer live there, am sure I don't actually have this debt and am inclined to just ignore them.
On the other hand, I don't want my friend to keep receiving calls or possibly end up with debt collectors at their door.
What is the best/correct way to proceed here?
Thanks!
0
Comments
-
Friend needs to return the letter marked Not at this address. Return to sender
NATA RTS will do.
Not her problem and likely not your either. Let them chase someone else.1 -
Good advice above, not your friends debt, so not their problem, no one will turn up at the house either.
It`s not your friends job to act as a tracing service for Lowell, mark it "NATA RTS" job done.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.8K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.4K Mortgages, Homes & Bills
- 178.2K Life & Family
- 260.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards