Payslip help

chrisbur

You need to speak to your employer/payroll dept.
The gross pay less your deductions comes to 1446.04 but you are getting 1476.16
Most importantly your NI should be queried as it is far to high

AAMB

Hi 

I've gone back to 2019/2020 as I recall ending my NightJob with Waitroses and last payment was in 2019

I've been looking at my previous tax years from 2020-2024 and I can see until last year I was still on John lewis/waitrose Payroll but no payments made at all

My salary for 2020/21 was 21000
income tax paid 1698                         141.40 monthly               salary calculator says I should of paid 131.83
National insurance paid 1379.52        114.96 monthly                                                                             
pension monthy 49.20

2021/2022 was 21000                                                               
income tax paid 1684                         140.40 monthly                salary calculator says I should of paid 130.66
National insurance paid                      114.36 monthly
pension monthly 49.20

2022/2023 was 21150                       
income tax paid 1714                         140.40 monthly                salary calculator says i should of paid 133.16
national insurance 1179.73                 84.24 monthly 
pension monthly 49.20

2023/2024 currently 17600 (will be 21100)
income tax monthly                            140.20                             salary calculator says i should be paying 132.33
National insurance.                             84.24                               salary calculator says i should be paying 71.08
pension monthly 49.20

Sorry for the boring repetitive message but if i was just to find out if I'm correct who would I email or webchat? (I'm deaf so cannot phone up)

I don't think the figures are too far from each other so it could all be correct!

thanks for the help so far

zagfles

You need to understand how you pension is taken. There's no point using any salary calculator until you understand this.

It looks like it's taken using RAS. This means you DO NOT deduct it from your pay before working out tax and NI.

You can tell if it's RAS, the pension company will be claiming basic rate relief. Look at your pension statements. Do they show tax relief added? If they do, it's RAS. Also, look at how your taxable pay to date changes from one payslip to the next. Does it go up by gross pay, or by gross pay minus pension contributions? If the former it's RAS.

NI rate have gone down this month, from 12% to 10%. Like I said above, NI at 84.24 is correct for 12%. Jan payslip should be at 10% so 71.20.

chrisbur

These figures look OK to me (assuming RAS pension)..  When I said your NI was too high I was assuming the figures you gave were recent figures.  You now date then as 20/21  21/22


"National insurance.                             84.24                               salary calculator says i should be paying 71.08"
I suspect here you are using a calculator with NI rates for Jan 24 onwards and comparing with a pre Jan 24 payslip

"Basic Pay.                     1750.00
income tax                    140.40
National Insurance.       114.36
Aviva                              49.20

total deduction               303.96

Total net pay is 1476.16"

If these figure have been copied correctly then there is some small error or you have missed something out net pay should be 1446.04
You would have to see your employer about that but suggest checking the figures you have given first.