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Letter threatening Legal Action from AJJB Law acting for CRS

Jackdaw56
Jackdaw56 Posts: 1 Newbie
in Loans
Hello

I am new on here and looking for advice. I have received a letter headed "Important - Potential Legal Action" from a company called AJJB Law. They are acting for Credit Resource Solutions (CRS). Apparently CRS are claiming that I have an arrears account of £582.50. This is the first that I have heard of such an account at all!
I know from other dealings with other things like insurance, speeding fines that a fraudster(s) out there is using my name and address fraudulently. What do you advise I do next with this letter? 

Comments

  • Bigfen2024
    Bigfen2024 Posts: 1 Newbie
    First Post
    Hi. I have same problem. I got letter today but different amount. Would be nice to have advise. Thanks in advance 
  • Nasqueron
    Nasqueron Posts: 10,006 Forumite
    Tenth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 17 January at 4:52PM
    Jackdaw56 said:
    Hello

    I am new on here and looking for advice. I have received a letter headed "Important - Potential Legal Action" from a company called AJJB Law. They are acting for Credit Resource Solutions (CRS). Apparently CRS are claiming that I have an arrears account of £582.50. This is the first that I have heard of such an account at all!
    I know from other dealings with other things like insurance, speeding fines that a fraudster(s) out there is using my name and address fraudulently. What do you advise I do next with this letter? 
    Send them a provit letter (search the forum or debt camel) - deny the debt is yours. It could be an old debt - did you have any that you didn't pay but eventually disappeared?; a mistrace - you have the same name as a debtor etc

    Check all your credit files (use the free ones like Clear Score) in case they have registered a CCJ for a parking ticket

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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