Change mortgage product

Hello
I am in processing of buying house .Mortgage approved for interest rate at 5.03 no fee 2 year fix 75 percent LTV from Halifax. However the rates have gone down with halifax  4.63 is available.2 year fix My question is can i switch to new rate if so how to do it

thanks

Comments

  • kingstreet
    kingstreet Posts: 38,600
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    If broker, ask broker to do it. If direct, ask Halifax to do it.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • kumarana
    kumarana Posts: 28
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    Thanks.  Broker did it for me same day
  • kingstreet
    kingstreet Posts: 38,600
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    kumarana said:
    Thanks.  Broker did it for me same day
    Yep. Brilliant system.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
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