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Early retirement - National insurance requirements
Darnhall123
Posts: 91 Forumite
I need some advice please!
I’m eligible to get state pension at 67 (I’m 60 now).
I want to retire at 65, take a small lump sump from my personal pension to live on for two years, then collect my state pension.
My question is, do I still need to make NI contributions between the age of 65 & 67 to ensure that I get my full state pension?
I’ve been working since I was 16 with no breaks and a full contribution history.
Thanking you in advance!
0
Comments
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It all depends on what your state pension forecast says, without the details difficult to advise.1
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As TadleyBaggie says, first get your individual State Pension forecast
Check your State Pension forecast - GOV.UK (www.gov.uk)
and if you have questions about what it is telling you, post the details over on the Pensions board here
Pensions, annuities & retirement planning — MoneySavingExpert Forum2
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