Early retirement - National insurance requirements

PaulW63 Posts: 2
First Post
I need some advice please!
I’m eligible to get state pension at 67 (I’m 60 now). 
I want to retire at 65, take a small lump sump from my personal pension to live on for two years, then collect my state pension. 
My question is, do I still need to make NI contributions between the age of 65 & 67 to ensure that I get my full state pension?
I’ve been working since I was 16 with no breaks and a full contribution history. 
Thanking you in advance!


Meet your Ambassadors


  • All Categories
  • 341.7K Banking & Borrowing
  • 249.7K Reduce Debt & Boost Income
  • 449.1K Spending & Discounts
  • 233.8K Work, Benefits & Business
  • 606K Mortgages, Homes & Bills
  • 172.5K Life & Family
  • 246.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.8K Discuss & Feedback
  • 15.1K Coronavirus Support Boards