Previous BR details.. help..

Morfx

Good afternoon folks,

  So it's nearly 4 years since I declared and all is well..

I'm a truck driver for a living and have to obtain security clearance to access certain sites.

Part of the clearance process is finical and I must provide details of what debts I had to the penny that were covered within the BR.

I've since cleared up my credit file and can no longer see what the amounts were...

Can this be found anywhere?

Any help muchly appreciated.

sourcrates

Bankruptcy is an all encompassing kind of deal, all your debts were included in it.

After discharge, you are technically debt free, as your accounts were all written off, so no longer exist.

Aside from going around every creditor you had and asking them, there is little else you can do.

I doubt the question asks for details that accurate to be fair.

Morfx

sourcrates said:

Bankruptcy is an all encompassing kind of deal, all your debts were included in it.

After discharge, you are technically debt free, as your accounts were all written off, so no longer exist.

Aside from going around every creditor you had and asking them, there is little else you can do.

I doubt the question asks for details that accurate to be fair.

That is my point.. it's not really achievable, but I "Must" provide the information... 🤷

Screenshot attached..

Morfx

Document..

fatbelly

Yes, I'm afraid the accurate answer is 'all of them'

Did you keep a copy of your submission document? I think a copy is routinely emailed back to you. That is the nearest you will get to a list

I can't really see the point of their question

Morfx

From my BR.... The only form I have is my Discharge certificate... 

Everything has to be done via email.. can't speak to a human-oid.. 🙄

Grumpelstiltskin

Is it me but I read ' If you are the subject of Bankruptcy Order'  Surely that would mean a live order ie. Until you are discharged, when you have been discharged so it doesn't apply. 
Maybe I am wrong.
Also if they don't let anyone on the premises who is say doing a self managed DMP then they could be short of staff.

Morfx

That's what I originally thought and emailed to check.. I need to provide them..

I'm only going on site to empty bins.. 🤷🤷🤦

fatbelly

It probably won't help but...

The present tense is used rather than the past. They are not saying ' If you were the subject...'

You bankruptcy has completed. There are no amounts 'owed'

Bankruptcy is not an 'agreement'

Why are they so precious about these particular debt strategies with no mention of those in a DRO, or Admin Order, or doing full & finals or write-offs?

Grumpelstiltskin

So what are we talking about GCHQ? So they let no delivery driver on site who has ever been in debt and done something about it?

Well all I can say is I hope they don't run short of something vital to this countries security and the only driver available had a DMP 10 years ago.

Morfx

It's an RAF site but the security procedure is actually carried out by UKSV (our government) 🤦🤦