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2nd time bankruptcy
thefuture
Posts: 27
Forumite
Hi all, I went bankrupt in March 2016 and unfortunately looks like I may have to go bankrupt again. I have no real assets and 30k worth of debt. Before I get to posting SOA etc could I have any advice from someone who has done it a second time? Thanks in advance.
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Comments
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If your debts are less than 30k and your monthly surplus less than £75, a DRO might be an option?If you've have not made a mistake, you've made nothing0
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I`m with RAS on this, look and see if you would qualify for a DRO first before taking the nuclear option.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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