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URGENT: Bailiff- Sending a Letter of vulnerability, Do you post it to the Court? or the creditor?

katesheet
Posts: 245 Forumite


URGENT: Bailiff- Sending a Letter of vulnerability, Do you post it to the Court? or the creditor?
This is Urgent as we need to get the letter posted ASAP, so thank you.
When a bailiff writes you a letter that they are going to come to your property to seize goods,
(this letter is from the local county court)- which has a court number,
and you have to pay the debt, from the 'Creditor' (Eg Barclays or Lloyds Bank)
you can write a letter to show you are vulnerable, which can get them to ease off you.
Whose address do we send this letter too?
Does this letter from the person have to get posted to the County courts address? or the creditors address?
(The creditor being the person who you owe the money too - eg, Barclays or Lloyds Bank
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Comments
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You send it to the bailiff.
As this is a County Court Bailiff, they will be salaried court employees and should act professionally.
They sill have no right to force entry, and will know this so please keep doors locked. You do not have to talk to them when they attend your property.
Useful essay here
https://bailiffadviceonline.co.uk/latest-news/bailiff-enforcement-and-vulnerability
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Do you have a plan to pay the debt in question, however? Sending this letter is by no means a silver bullet.1
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Just keep in mind the fact that no matter what they might say, they cannot enter your property unless the door is unlocked and they can make peaceful entry.
They can`t do anything unless they are allowed inside.
The best way to deal with them is to send the letter, then should they still attend, politely tell them you will only deal with their head office in writing, then make no further contact with them.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
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