Identity theft

Woody4891

There is a debt that is in my name, date of birth etc but registered at a different address so I was unaware of it until a debt collection company contacted me. I reported it as fraud to the police, the debt collection company and to the company the debt was owed. The debt collection company backed off saying that they were unable to enforce the debt as it was fraudulent so the company the money was owed to have sold it to another company and now they are demanding payment. The police say that the offence is the theft of the goods so the original company is technically the victims as they have lost out. 

I haven’t spoken to the new debt collection company yet as I have just found out about it today and don’t know how to proceed from here. 

MorningcoffeeIV

Advise them that it is not your debt.  Ensure that nothing appears on your files.

sevenhills

If your name is John Wood, there could well be someone else in the UK with the same name born on the same day.

So long as you have never lived at the other address, I cannot see how its a problem for you?

If your name is John Desmond Wood, its less likely.

masonic

It would probably be worthwhile to include in your response to the second debt collector (if they have contacted you) the date you reported the matter to the police and the date you notified the company that they had been defrauded by another individual. The debt collection firm might not be happy if the company knowingly gave them false information about this debt. Presumably they have the date of birth of the alleged debtor so that they can check if this matches your own or not.

sourcrates

Rinse and repeat, Just advise the new lot of previous events.

Should they go for a court claim, you would defend on the basis of fraud, and allow the court to decide.