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Roll on October 2025!
Comments
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It will fly by.Archerychick said:
Yes, the only thing to do is wait a few weeks now 😊beanielou said:All good then.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.1 -
All done - final payment made today! Very happy 😊 !
What now I ask myself 😆6 -
Well done.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 21 months left.1 -
Just seen your post in the ROH! Very well done! Congratulations! What's next? Any big goals or dreams, plans? Very excited for you!
Mortgage: £173,700 Sep 22 £157,700 Feb 26
MF Date: Sep 52 Mar 52
CC Debt: £15,250 Nov 25 £9,200 Feb 26
NSD: Jan: 17/31 | Feb: 12/28
2026 Challenges:
MFiT-T7 #5
DFbyXMAS #7
Sealed Pot Challenge #022
2026 Grocery Challenge: 20/01 - 19/02 £132.79/£200
2026 Grocery Challenge: 20/02 - 19/03 £31.85/£200
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Congratulations! How did it feel?0
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Thank you!RedLipstick said:Just seen your post in the ROH! Very well done! Congratulations! What's next? Any big goals or dreams, plans? Very excited for you!For now what’s next is me just feeling very smug, that at 45 I’m mortgage free!No big goals really, I definitely do not want to work in my 60’s, so I guess my focus moves to investing wisely for retirement. I have everything in my life today that I want, which is a lovely place to be.8 -
It’s very weird! I’m very happy, had a smile on my face since I made that final payments. It’s really nice!alohahawaii said:Congratulations! How did it feel?1 -
amazing achievement - well done!Mortgage at largest £280050 with MF date 2038 - currently £152700 #40 2026 challenge £300/£3500 paid1
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That’s great to hear! I think it must feel better to pay it off before the standard term you set when you first take out the mortgage. You should feel very proud of yourself an amazing achievement!Archerychick said:
It’s very weird! I’m very happy, had a smile on my face since I made that final payments. It’s really nice!alohahawaii said:Congratulations! How did it feel?1 -
Congratulations, maybe you will start a Fire (financially indepenedent and retire early) thread on here?Goal 1: Apply for benefits.
Goal 2: Get a lodger.
Goal 3: Get a regular routine in place.
Goal 4: On outcome of benefits plan finances.
Goal 5: Save EF if possible.0
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