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State pension voluntary NIC Class 3 contributions

Hilly264 · 2024-01-01 15:55:18

Dear Forum, I'm trying to understand if it is possible to fill gaps in my NIC record, specifically the pre 2016 gaps and also potentially the post 2016 gaps. I'm 46 and my NIC record and pension forecast is as follows: -15 years of full contributions (13 years pre 2016 and 2 years post 2016) -15 years not contributed…

Comments

Blue_Butterfly Posts: 64 Forumite

2 January 2024 at 7:55PM

Hilly264 said:

It's a good thing I have until Apr 2025 to decide.

Its probably a good idea to do your top up by late 2024. Previous deadlines have resulted in huge phone queues and inability to get through as the deadline nears. Some people are likely to be waiting as late as possible to earn interest on their payment, or in case something happens to them in the meantime

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