Halifax Fixed Rate Coming to end ‘tailored’ rate offered is higher than web rates!

ACG

amnblog said:

ACG said:

I think the "tailored" rates are a load of rubbish.

They are just their customer retention products as all of my customers have the same products. Their retnetion products are not very good. They have been bad for at least 6 months, they have not been coming down with the general rate reductions. 

So you have a choice, stick with them for ease or switch lenders. 

We do hundreds of these and a small proportion of borrowers do get different rates.

Fair enough. It sounds like you do a fair few more than I do. 
Their PT rates are awful at the minute though or were up until last month. 

amnblog

ACG said:

amnblog said:

ACG said:

I think the "tailored" rates are a load of rubbish.

They are just their customer retention products as all of my customers have the same products. Their retnetion products are not very good. They have been bad for at least 6 months, they have not been coming down with the general rate reductions. 

So you have a choice, stick with them for ease or switch lenders. 

We do hundreds of these and a small proportion of borrowers do get different rates.

Fair enough. It sounds like you do a fair few more than I do. 
Their PT rates are awful at the minute though or were up until last month. 

Much different since 1st Jan, down 0.5% to 0.9% in most cases