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Watty's Awakening

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Comments

  • KajiKita
    KajiKita Posts: 10,517 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    This is all coming on really well 😊👏

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2026 as @ 2nd August. 
    Produce tracker: £192 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • greenbee
    greenbee Posts: 19,562 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When you've finished with your builder can you send him over please? Mine didn't turn up last week to look at what needs doing and I REALLY need the dog flap turned into a cat flap and the sitting room door blocked up. 
  • Well done Watty, you are proving you can do amazing things alone and live a rich life 😁
    Mortgage start date Nov 2014  - £90,545 over 25 years
    Re-mortgage Oct 2017 - 78,295 over 23 years
    Re-mortgage Jan 2020 - 55,000 over 26 years @ 1.94%
    Current Mortgage Outstanding Middle December 2020 - £
    47893.35 - a reduction of £42,652 in just over 6 years!  


  • savingholmes
    savingholmes Posts: 29,218 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Watty, you are proving you can do amazing things alone and live a rich life 😁
    So agree with this. You are being very resourceful and developing your skills and contacts. All good.
    Achieve FIRE/Mortgage Neutrality
    1) MFW Nov 21 £202K now £166.7K Equity 38.23% 12/7/26
    2) £1.8K Net savings after CCs 31/7/26 (but owed £400) so £2.2K
    3) 44.5/82K = 54.26% AVC Goal by mid 2028
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