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Watty's Awakening

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Comments

  • Slinky
    Slinky Posts: 11,575 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Do they include existing conditions Watty?
    Make £2026 in 2026
    Prolific £177.46, TCB £10.90, Everup £27.79, Roadkill £1.17
    Total £217.32 10.7%

    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410/£2024 70%
    Make £2023 in 2023 Total: £2606.33/£2023 128.8%






  • savingholmes
    savingholmes Posts: 29,138 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It sounds a good idea to me. It was cheaper when I had a dog to do their scheme but I didn't do it for the cat as it didn't pay off.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £169.8K Equity 37.1%
    2) £2.4K Net savings after CCs March 26 (but owed £1.1K) so £3.5K
    3) Mortgage neutral by 06/30 (AVC £36.2K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 42.1£127.5K target 33% 27/2/26 (If took bigger lump sum = 64K or 50.1%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.2K updated 16/1/26
  • beanielou
    beanielou Posts: 98,625 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Sounds as if everything is coming together really nicely. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 20 months left.
  • Good for you, glad it's going well
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • greenbee
    greenbee Posts: 18,885 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lots of curtains and blinds on FB marketplace (I know, because lots of them are mine, and I looked round to do some research!), so it might be worth a look for something suitable there. Curtain fabric is so expensive. 

    So good to hear you are making your home your own - it's hard work while you have everyone in the house and have to store all the stuff from the rooms being done out of the way, but well worth it once it is over. I've just done the first phase of mine, and have about 6 weeks to get ready for phase 2. 
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