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Statement of Affairs

PCNSlayer · 2023-12-31 07:48:05

Hi all, I have been a passive viewer of MSE for some time now but thought I should now become an active member to gain as much useful insight and helpful suggestions. Attached below my SOA. Some background info. Our household is currently myself, my wife, our 2 year old, our 2 month old and our dog. I am in full time…

Comments

Andyjflet Posts: 717 Forumite

2 January 2024 at 10:33AM edited 2 January 2024 at 11:45AM

Just pay the credit card with interest, today, I would have done this before even doing an SOA. You have spare cash every month ?

In view of forthcoming changes I would be paying these cards off ASAP, the HSBC one you can do today and get rid of your credit cards, then the larger balance CC and then onto the car loan, no reason at all you need to be using credit and in debt in my opinion.

Baby Step 6/7 . £16000 saved and invested. £47,000 deposit paid on new home DEBT FREE !!!
Currently Negotiating with HMRC !
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