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My Intentional Journey to Debt Freedom

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  • PennysIntoPounds
    PennysIntoPounds Posts: 4,365 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    You can buy mine, got a lovely purse up for just a couple of quid 😂

    Seriously though, any questions just ask us, I think it'll be such a good addition to your pots/speeding up debt paying if you already have decent bits you know you can sell.
    Good on you for your thinking about ways to be even more mse!
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I've sold on 3bay, and buy quite a bit from there and V!nt3d.  It's easy enough to do, and the app is straightforward, just a PITA in terms of admin time (totally agree re choosing a courier you can most easily access, the RM collect from door was simplest for me).  I ended up setting myself a minimum profit for the faff, so anything that doesn't come up in guidance as likely to sell for enough or doesn't sell after one relisting goes in the charity shop bag instead. I think better known brands are easier to sell (eg LKB generally sold, but a more expensive niche brand didn't) and I always took photos of front, back, label, pattern up or decoration up close, care label, and any defects in good light and on a decent looking hanger, usually just hung over a plain door. 
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • enthusiasticsaver
    enthusiasticsaver Posts: 16,062 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    You are doing well on no drive thru coffees now. Hope you enjoyed your birthday. 
    I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    The 365 Day 1p Challenge 2025 #1 £667.95/£301.35
    Save £12k in 2025 #1 £12000/£8000
  • Thank you @enthusiasticsaver.  The coffee habit is vastly improved for sure.   

    L x 
  • Cheery_Daff
    Cheery_Daff Posts: 17,148 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Really impressed with you vanquished the coffee habit! 😃
  • Excellent work on coffee! Definitely an area I could improve in, although I have reduced it a bit and use a free one from Octopus every week too which saves me a few quid!
  • janb5
    janb5 Posts: 2,673 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    edited 14 May 2024 at 10:42AM
    Excellent work on coffee! Definitely an area I could improve in, although I have reduced it a bit and use a free one from Octopus every week too which saves me a few quid!
    How do you get a free coffee..do tell please! 
  • Chiming in a bit late but I use v1nted for clothes, FB marketplace for almost everything else as it's free and usually local people wanting it all. We make a fair bit on there getting rid of stuff in our de-cluttering moments. Also use  e Bay for small items that are easily posted, can't be bothered with it for big stuff though.

    Happy birthday week 🎉🎁
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • janb5 said:
    Excellent work on coffee! Definitely an area I could improve in, although I have reduced it a bit and use a free one from Octopus every week too which saves me a few quid!
    How do you get a free coffee..do tell please! 
    If you're signed up to Octoplus you can claim a free coffee every week. I think you might need a smart meter to sign up but I can't remember! They also had free National Trust tickets on there one week so we claimed that too!
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