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From Frugal Foundations to Fortified Family Future

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  • rtandon27
    rtandon27 Posts: 5,845 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    @Greying_Pilgrim - our local international store has bags of beans for between 2.50 and 5 pounds - I have no clue why they have that price range when they are all 1kg!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
  • Cheery_Daff
    Cheery_Daff Posts: 17,367 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    ...

    Right, best shift a tail feather.  The sooner I get going the more I'll get done.

    Greying X

    Oh that is so true! I confess I didn't even drag myself out of bed till 10.30 yesterday and the day just drifted by (since of it very nicely,  but even so!)
  • Watty1
    Watty1 Posts: 7,048 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I am laughing. Thank goodness you carried cash.  At the weekend we went to a play in the village and on the way out there was a couple of people collecting for Mind.  I would happily have chucked a few coins in but the 3 of us looked at each other and back at the collecting lady and said so sorry, no cash.  On the way to our cars we all commented on the lack of carrying cash.

    It did make me think though. It must be a lot harder to raise charity funds now, one has to mindfully give rather than just tip the small change into a pot somewhere.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,756 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That's true Watty - but I can't remember where I was recently, and the (charity) collectors had card machines - it wasn't the BI seller, they have had a machine for a while.  But conversely - at last week's agricultural show, the organisers expressed a preference for cash for admission due to unreliable wi-fi, so cash still has it's place, despite what MSM says.......

    Greying X
    Pounds for Panes £7,705/£10,000 - start date Dec 2023
     
    Grocery Spend September 2025 £105.19/£200 
    Non-food spend September 2025 £26.14/£50
    Bulk Fund September (month 9 of 12) £4.80/£40 
  • Watty1
    Watty1 Posts: 7,048 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That's true Watty - but I can't remember where I was recently, and the (charity) collectors had card machines - it wasn't the BI seller, they have had a machine for a while.  But conversely - at last week's agricultural show, the organisers expressed a preference for cash for admission due to unreliable wi-fi, so cash still has it's place, despite what MSM says.......

    Greying X
    Ah yes, rural areas!  The village has dreadful wi-fi and at the last agricultural show I was at there were complaints from stall holders about the wi-fi meaning they were losing sales.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,756 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    👋to dearest Cheery 😁

    Back from the shops.  Beer bought and cones for HM iceycreams.  £21.98 spent.  

    Must amend siggie figgie and then toddle orf into town to do the banking.

    Greying X
    Pounds for Panes £7,705/£10,000 - start date Dec 2023
     
    Grocery Spend September 2025 £105.19/£200 
    Non-food spend September 2025 £26.14/£50
    Bulk Fund September (month 9 of 12) £4.80/£40 
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