📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

From Frugal Foundations to Fortified Family Future

Options
1111112114116117312

Comments

  • themadvix
    themadvix Posts: 8,779 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Your outing to the lorry stop sounds like the sort of thing I’d do - intrigued by something nearby I’d not been to and happy with a different view for lunch. Sounds like it definitely ticked the box for LG’s desire to go out! 

    Hope you’re feeling more your usual self this morning.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Can I just ask what shop HB is? I can't figure it out.... 🙈 Those stock cubes in Mr S sound interesting and I will go and see if I can get some of them next time I'm near that shop. I've never seen those flavours before!

    I'm through the mid life transition now (just)...and the hormones, mood swings and crazy crying for no reason, feeling hot for no good reason....it's enough to drive someone mad. Sage tea is supposed to help I think I found out about it too late though and it didn't make much difference to me. 

    Hope you have a great day ❤️
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 6,614 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 21 August 2024 at 9:12AM
    👋 to dfw321 - Hun, HB is my shorthand for h0me bargainz - hope that helps.   I don't use those branded stockcubes very often at all, but at £1 for 6, and for use in certain dishes, I thought I would indulge.  Where I can, I usually use half or even quarter of a stock cube in dishes (depending on what it is and how much I'm making).  My symptoms are definitely tapering off (about blooming time!), but i don't think I'm quite out of the woods yet.  Although feeling low isn't nice, it's the mood swings I detested the most, as I can't contain bad moods 😕 hopefully things are getting calmer and calmer as time goes on.

    Greying X
    Pounds for Panes £7,305/£10,000 - start date Dec 2023
     
    Grocery Spend August 2025 £95.97/£300 
    Non-food spend August 2025 £3.75/£50
    Bulk Fund August 2025 £0/£10 
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I had cause to visit the flats we used to live in last night - a lovely pal had some food items they couldn't use and left them for us to collect when they left to go on holidays - having gone round there, I feel all the more grateful that we no longer live there. It most certainly isn't the same as it was when we originally moved there over 20 years ago, and it's not changed for the better! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Oh of course!! All I could think of was the health shop h&b! That makes more sense now 😅 
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • kayannie
    kayannie Posts: 538 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    No f&v boxes for me today, either! I was early & have noticed recently that they've been put out later than usual.  I suppose the store is busier too,  with the self catering holiday makers doing their shopping. Never mind, can't win them all! I did get a free pastry (maple & pecan plait) which I'll be kind & let DH have. 

    Off to pick blackberries if the rain holds off.

    KA x
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.