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@sourcrates - what’s the chances of securing a new fix if I had a ccj?0
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Re-mortgaging with same lender does not usually require a credit check, so would have no effect on you.tksnota said:@sourcrates - what’s the chances of securing a new fix if I had a ccj?I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
An I&E is the first step to a debt management plan.tksnota said:@hoverFrog1 - is this like a DMP? I want to do a token payment for a year or two until I get my mental situation sorted out because of the scam.I read that petition to bankrupt might be possible if the token payment has been too long. Will that be possible?0
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