UNCLAIMED STATE PENSION

gussiew

what happens to all the lifetime's worth of contributions of someone who dies before they can claim them?

Ayr_Rage

Nothing, you do not accumulate a pension pot with the state so if a person dies before claim all they have paid stays with the state.

eddddy

The short answer is... if you die before state retirement age, you get no state pension (and no compensation).

And similarly, somebody who dies at age 70 will get far fewer state pension payments than somebody who dies at age 105.


You could say it's like state benefits. Some people pay taxes throughout their working lives and are never eligible for any benefits, whereas others are eligible.

MacPingu1986

Ayr_Rage said:

Nothing, you do not accumulate a pension pot with the state so if a person dies before claim all they have paid stays with the state.

Exactly this - tax/NI you pay isn't put into a designated pot for future benefit or pension payments - it's used to pay for current public spending.