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financial abuse debt 4 credit cards 1 energy bill
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Well done on getting HSBC and Halifax to write off your debt and hopefully eventually Barclaycard and Nat West will do the same if you are struggling to work due to health issues. They cannot get money from you if you don’t have it. Prioritise the mortgage and essential utilities\food. Unsecured creditors have few options open to them. Just keep telling them your circumstances haven’t changed and your employment situation is critical. Are you getting help with your health matters?I’m a Forum Ambassador and I support the Forum Team on the Debt free Wannabe, Budgeting and Banking and Savings and Investment boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
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