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2024 Mortgage-Free Wannabes

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Comments

  • Mortgage_Minimiser
    Mortgage_Minimiser Posts: 342 Forumite
    Part of the Furniture 100 Posts Name Dropper
    #18 reporting in.

    March - £15.76. Just did some account round ups last month so not much but all helps :)

    Thanks @julicorn!

    MM
    x
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • lindez
    lindez Posts: 643 Forumite
    Sixth Anniversary 500 Posts
    Hi All
    #2 with updates 500.00 March 2024 and 500.00 April 2024
    Thank you Julicorn.  :)
    MFWB#2
    MFTT5 #28
    Save 12k 2020 #111
  • JohnTheSkier
    JohnTheSkier Posts: 60 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    #14 with £84 April OP, taking YTD to £336
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,859 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    #17 MFW

    I forgot to add my usual savings that I put away to pay towards the OP at the end of the year to last month's figures so I will add them to April's OP instead. 

    So for April so far the figure is £877.55 (with the bit I forgot in March! without that April on it's own is £577.55 and £300 was supposed to be in March's figures oops) I'm not sure there will be any more big payments but I will update if there is. Thank you :smiley: 

  • Lumiona
    Lumiona Posts: 267 Forumite
    Seventh Anniversary 100 Posts Name Dropper Photogenic
    Deleted previous one as I'd duplicated a payment from Mar to Apr, current figs:

    MSE Lumiona MFW Challenge No #19
    Month Monthly Total YTD Goal Goal Left
    Jan-24 £3,981 £3,981 £24,000 £20,019
    Feb-24 £6,418 £10,399 £24,000 £13,601
    Mar-24 £6,132 £16,531 £24,000 £7,469
    Apr-24 £21 £16,552 £24,000 £7,448

  • gillynomad
    gillynomad Posts: 102 Forumite
    100 Posts Second Anniversary Photogenic Name Dropper
    #24 checking in with a £425 overpayment for March
    Mortgage: £100,937 (Aug 2025)
    First MF: Apr 2048
    Current MF date: March 2042
  • Hettyhound
    Hettyhound Posts: 1,099 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Number 21 reporting a total overpayment for April of £300.  Thank you 🤩 
    SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £660.03[ SPC 19 ?COLOR="DeepSkyBlue"]MFW #21 Mortgage start Dec 2015 £79,950; Nov 2025 £17,241[/COLOR] 2025 OP £2426.36/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £4689/£21,930 (21.38%)
  • fjireland
    fjireland Posts: 52 Forumite
    10 Posts First Anniversary
    #80 reporting in…


    so sorry for not logging in for a long time - 

    February - £1600 done 
    March - £1600 done 
    April - £800 done so far, another £800 coming on payday

    on track so far 😊 


    June 2017 - £295k mortgage/htb 
    June 2020 - £270k mortgage/htb
    Dec 2021 - £228k mortgage 
    Dec 2022 - £195k mortgage 
    Dec 2023 - £162.5k mortgage 
    Dec 2024 - £140k mortgage 
    Dec 2025 - Target - £130k mortgage 
  • julicorn
    julicorn Posts: 2,628 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    Thank you for all your updates! I've just updated and we're at almost £125k (£124,973.60 to be exact :D )
  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,859 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 16 April 2024 at 10:20AM
    julicorn said:
    Thank you for all your updates! I've just updated and we're at almost £125k (£124,973.60 to be exact :D )
    Wow! 
    I've made some smaller payments across since I updated.
    £28.12
    So my new April total is 

    £905.67!! 😀 #17

    I think that tips us over into £125k! 😁
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