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2024 Mortgage-Free Wannabes
Comments
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#18 reporting in.
March - £15.76. Just did some account round ups last month so not much but all helps
Thanks @julicorn!
MM
xMortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000
01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41
Debt at highest point in 24 -£21,344
Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!1 -
Hi All
#2 with updates 500.00 March 2024 and 500.00 April 2024
Thank you Julicorn.MFWB#2
MFTT5 #28
Save 12k 2020 #1111 -
#14 with £84 April OP, taking YTD to £336
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#17 MFW
I forgot to add my usual savings that I put away to pay towards the OP at the end of the year to last month's figures so I will add them to April's OP instead.
So for April so far the figure is £877.55 (with the bit I forgot in March! without that April on it's own is £577.55 and £300 was supposed to be in March's figures oops) I'm not sure there will be any more big payments but I will update if there is. Thank you
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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Deleted previous one as I'd duplicated a payment from Mar to Apr, current figs:
MSE Lumiona MFW Challenge No #19 Month Monthly Total YTD Goal Goal Left Jan-24 £3,981 £3,981 £24,000 £20,019 Feb-24 £6,418 £10,399 £24,000 £13,601 Mar-24 £6,132 £16,531 £24,000 £7,469 Apr-24 £21 £16,552 £24,000 £7,448
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#24 checking in with a £425 overpayment for March
Mortgage: £116,060 (Apr 2024)
Initial MF date: Apr 2048
Current MF date: Dec 2044
MFW 2022 #98 £2,2000/£1,800
MFW 2023 #35 £7,510/£7,500
MFW 2024 #24 £1,225/£5,000
MFi3-T6 #41 £21,231/£27,495 (Mortgage Target £110,000)
Weight Loss Q1 24: 5/12lbs1 -
Number 21 reporting a total overpayment for April of £300. Thank you 🤩SPC #023 SPC 12: £125.86[/COLOUR]:SPC 13: £214.98: SPC 14: £297.41 SPC 15: £237.27 SPC 16 £335.39; SPC 17 £662.09 SPC 18 £20MFW #21 Mortgage start Dec 2015 £79,950; June 2025 £19,394.00 2025 OP £1589/COLOR]/£2,000 MFiT T6 #3 £19070/£25,500 (72.82%%) MFiT T7 #3 £2050/£21,930 (9.34%)1
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#80 reporting in…
so sorry for not logging in for a long time -
February - £1600 done
March - £1600 done
April - £800 done so far, another £800 coming on payday
on track so far 😊
June 2017 - £295k mortgage/htb
June 2020 - £270k mortgage/htb
Dec 2021 - £228k mortgage
Dec 2022 - £195k mortgage
Dec 2023 - £162.5k mortgage
Dec 2024 - £140k mortgage
Dec 2025 - Target - £130k mortgage0 -
Thank you for all your updates! I've just updated and we're at almost £125k (£124,973.60 to be exact
)
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julicorn said:Thank you for all your updates! I've just updated and we're at almost £125k (£124,973.60 to be exact
)
I've made some smaller payments across since I updated.
£28.12
So my new April total is£905.67!! 😀 #17
I think that tips us over into £125k! 😁MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
1
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