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2024 Mortgage-Free Wannabes

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  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    #70 with £240 OP so far for March

    flowers x
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • save_dog
    save_dog Posts: 32 Forumite
    Part of the Furniture 10 Posts Name Dropper Combo Breaker
    Hi! Could I join please with a goal of £1,000 - looking to move house this year and the larger mortgage may mean £150 monthly overpayments aren’t realistic. 
    Mortgage: £363,959.10 as at beginning of November 2024 (re-start of diary following house move)

    Next goal: sub £360k by March 2025

    Daily interest at end of November 2024: £36.25
  • Shal1160
    Shal1160 Posts: 60 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi all
    Hope March is treating you well #29 with a February overpayment total of £315.56 and March overpayment total of £154.47
    Thank you Julicorn :)
    Mortgage start: Sept 2018 £140,000 (30 years) Sept 2020: £129,131 
    Sept 2021: £121,000 (remortgaged for 22 years), Sept 2022: £111,009, Sept 2023: £101,700, Sept 2024: £94,405
    Current: £86,450 (Jul 25)
    MFW 2025 #29
    Just keep swimming
  • julicorn
    julicorn Posts: 2,591 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    save_dog said:
    Hi! Could I join please with a goal of £1,000 - looking to move house this year and the larger mortgage may mean £150 monthly overpayments aren’t realistic. 
    Absolutely, welcome to the challenge! You've got #41 :) 
  • Afternoon :)

    #25
    £500 OP in February
    £500 OP in March

    To declare :)
    #19 Make £2025 in 2025 £8.32/£2025"Remember not to do too many things at once" said me to herself.Mortgage Free Wannabe #25 2025 OP £500/£6000
  • #34 - with £1,350 for March :)
  • Hi, #14 checking in with £84 overpayment for March, so YTD now £252
  • Hi
    #49 with an overpayment of £150 for March.
    Thanks Julicorn.
    CS x
    Mortgage at Jan 2009 (when house was purchased): £75,000. Mortgage at Jan 2017 (when I was able to start overpaying after 7 year relationship from hell ended): £60,000. Mortgage at April 2025: £16,822
    2025 MFW #70: £1,974 / £4,000.
    Previous Overpayments: 2024: £2,555. 2023: £2,850. 2022: £3,100. 2021: £2,540. 2020: £3,350. 2019: £1,950. 2018: £250. 2017: £500.
    Mortgage freedom can’t come soon enough!
  • Hi! Is it too late for me to join the challenge please?  I will be aiming to overpay £1000 in 2024 x
    mortgage amount as at March 24: £164,467
    mortgage end date as at March 24: Jan 2046

    2024 overpayments £769/£1000

    Daily interest rates: £8.16/£3.37


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